Is Open Care Insurance Company Good?
Ever you seen an advertisement for Open Care final expense? First of It is not an Insurance Company, but a Insurance Agent Like Shield My Life.
Now Our Main Question is either Open Care final expense plans good?
Provide us the Zip Code below and compare final expense plans by 20+ insurance providers including Open care plans in your state.
About Company
An insurance agency that sells final expense life insurance and Medicare products. They also runs a lot of T.V. commercials to give an offer that everyone can get up to $25,000 in final expense life insurance.
Is Open Care works with Different Companies?
Refers to above its not an insurance company. Its just an insurance agency. Meanwhile they sell products of other insurance companies. However their commercials doesnot represent that whom they are working with.
Whole Life Insurance
Like all other insurance companies offering Final Expense, Open Care also offers up to $50,000 in coverage with no medical exam required in whole life insurance.
They have two options to chose from…
1 – Guaranteed issue with no health queries, however a 2 year waiting period.
2 – Simplified issue with health queries, however potential immediate coverage (if you qualify).
Both of above products are what they offer as “Open Care Senior Plan” on commercials.
Similar to other insurance companies offering guaranteed issue plan, their guaranteed issue plan is similar to them but with a waiting period. Everyone is guaranteed an issued policy no matter their health.
Almost 90 present of people already qualify for lower rates and no waiting period with other insurance providers. So do not need to go with a guaranteed issue policy.
Review your Open Care Life Insurance and compare Guarantee issue Life insurance plans with other companies by just filling the below form.
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Term Life Insurance Policy
Open Care provides term life insurance policy of 10, 20, or 30 years for coverage upto $25,000-$500,000. On completion of tenure you would have no coverage.
Not everyone can qualify for their term life insurance. In order to avail their term life insurance policy, you must qualify with health queries like the simplified issue final expense product.
How much their Final Expense Plans Cost?
Have you ever seen an advertisement offering you to pay as low as $7.49, Keep in mind that this is just a marketing tactic do not expect this amount to pay.
We provide some of the rates that you can get from Open Care Website. Keep in mind that these rates are for non-smokers males and upto $10,000 simplified issue whole life. Remember to pay more if you do not qualify for the simplified issue plan, and have a waiting period.
So how do these prices stack up?
Almost every single one of the companies we work with (i.e. Mutual of Omaha, American Amicable, and Aetna etc) will give you better rates than Open Care. Get a free final expense quote by just clicking the below button.
Is this a Legitimate Company?
It seems that Open Care may be a trustable insurance agency but with higher costs than others insurance agencies.
There is no method for approaching to find the companies Open Care works with, therefore its not necessary to know if they are able to find you the better prices than others, particularly if you have got vital health problems or prescriptions.
Key Advice:
Everyone’s health is totally different. But If you are a smoker or having health issue like COPD, then Shield My Life will suggest you 100% better plans than Open Care.
Its the key benefit for you that you are at right place as we are working with many different companies. If you want a honest advice or want to compare final expense plans of different companies just fill out the form below or call our agent.
